Inspection Service
Florida 4-Point Inspection for Insurance in Tampa Bay
A Florida 4-point inspection documents the condition of four critical systems insurers care about: roof, HVAC, electrical, and plumbing. If you’re shopping for or renewing homeowners insurance in Tampa Bay — especially on homes roughly 30 years and older — your carrier or agent may require a current 4-point report.
Inspected has served Tampa Bay buyers and homeowners since 2007. InterNACHI® Certified / InterNACHI CPI®, state licensed and insured in Florida. We deliver clear, insurance-ready documentation without fluff.
What's Included
- Roof — age/condition indicators as observable for underwriting purposes
- HVAC — system presence and condition notes relevant to the 4-point form
- Electrical — panel and related observations typically required
- Plumbing — supply/drain observations as accessible
Exact form fields follow Florida insurance/4-point documentation standards; we complete the inspection and report to support your agent’s submission.
Who It's For
- Homeowners needing a 4-point for a new policy or renewal
- Buyers whose lender/insurer requests a 4-point during underwriting
- Anyone pairing insurance docs with a full buyer’s inspection
Carriers serving Tampa, St. Petersburg, Clearwater, Brandon, Lakeland, and nearby Pinellas/Hillsborough/Pasco/Hernando/Manatee communities frequently ask for 4-point reports on older housing stock. Bundling a 4-point with a full home inspection and wind mitigation during your inspection period is common — one site visit mindset, clearer timeline for your agent.
Common Questions
- Is a 4-point the same as a full home inspection?
- No. A 4-point is narrower and built for insurance underwriting. A full buyer’s inspection covers more systems and is meant to inform your purchase decision.
- How recent does my 4-point need to be?
- Insurers set their own windows. Ask your agent what “current” means for your carrier before you book.
- Can you do 4-point and wind mitigation the same day?
- Often yes. Tell us what your agent needs when you call 727-291-3322.
READY TO SCHEDULE YOUR INSPECTION?
Call or text 727-291-3322 — or request a time online. Mon–Fri 8AM–8PM.